Purpose- For Construction /renovation of building, Science Labs, Water Coolers, CCTV Cameras, Computer labs, transport vehicles etc.
Eligibilty-Regular for last three years, Min secondary level with 350 students and proper cash flow.
Documents-Affiliation with the Board or CBSE, Registered Society, permission from respective board, existence of own premises, Audited Financials.
Process-Loans up to Rs.50.00 lacs, Secured /Unsecured loans, No hidden charges, disbursement in bank account.
Purpose- Forpersonnel needs of salaried persons
ELIGIBILTY-Regular employee minimum for last three years either in Govt or Private sector
Documents-An undertaking / Guarantee from the employer to deduct and pay the installment from salary.
Process-Loans up to twelve months of gross salary, Secured /Unsecured loans, No hidden charges, disbursement in bank account
Purpose - Forfinancing activities as per articles and memorandum of association
Eligibilty -Duly incorporated under companies act, Registered with RBI, compliant with RBI & ROC, regular profits for last three years.
Documents - MOA, AOA, Audited Financials for three years, Projections for next two years, Board resolution and personnel guarantee of Directors
Process -Loans up to Rs.200.00 lacs may be disbursed (may be in tranches), Secured /Unsecured loans, No hidden charges, disbursement in bank account.
Purpose - Forpurchase of machinery and working capital requirements
Eligibilty -Duly registered with DIC and required by law, involved in the field of processing / manufacturing of productive goods, technical field and service sector, professions and self employed persons for last three years.
Documents - Financials for three years, Projections for next two years, personnel guarantee of reputed person
Process-Loans up to Rs.50.00 lacs may be disbursed, secured /unsecured loans, No hidden charges, disbursement in bank account.
PURPOSE- Forpurchase of machinery, tools and working capital requirements
Eligibilty -Carrying out the activities of processing / manufacturing of productive goods, technical field and service sector, small street venders and shopkeepers for last three years.
Documents - No financials required, personnel guarantee of reputed person
Process -Loans up to Rs.5.00 lacs may be disbursed, Secured /Unsecured loans, No hidden charges, disbursement in bank account.
Purpose - Business entities which are involved in trading and whole sale business of merchandise goods and working capital requirements, Business houses with seasonal requirements and their expansion in trade line
Eligibilty -Carrying out the business activities satisfactorily for last three years.
Documents - Financials for three years, Projections for next two years, personnel guarantee of reputed person, Registration of business organization entity
Process -Loans up to Rs.100.00 lacs may be disbursed, Secured /Unsecured loans, No hidden charges, disbursement in bank account.
PURPOSE- To meet working capital requirement, Personal Expenditure, development of Shop
Eligibilty - Any individual who is the lawful owner of the Gold Jewelry offered as security as per the declaration of ownership submitted by him and fulfilling the KYC norms as per RBI guidelines
Documents - ID proof & Address Proof, Bank Statement, 4 Photos, gold ownership proof
Process - Loan up to 10 lakh, No hidden charges, Flexible Repayment Option