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Our Products

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  • School Finance

    Purpose- For Construction /renovation of building, Science Labs, Water Coolers, CCTV Cameras, Computer labs, transport vehicles etc.

    Eligibilty-Regular for last three years, Min secondary level with 350 students and proper cash flow.

    Documents-Affiliation with the Board or CBSE, Registered Society, permission from respective board, existence of own premises, Audited Financials.

    Process-Loans up to Rs.50.00 lacs, Secured /Unsecured loans, No hidden charges, disbursement in bank account.

  • Salaried/Personal Loan

    Purpose- Forpersonnel needs of salaried persons

    ELIGIBILTY-Regular employee minimum for last three years either in Govt or Private sector

    Documents-An undertaking / Guarantee from the employer to deduct and pay the installment from salary.

    Process-Loans up to twelve months of gross salary, Secured /Unsecured loans, No hidden charges, disbursement in bank account

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  • NBFC/FIs

    Purpose - Forfinancing activities as per articles and memorandum of association

    Eligibilty -Duly incorporated under companies act, Registered with RBI, compliant with RBI & ROC, regular profits for last three years.

    Documents - MOA, AOA, Audited Financials for three years, Projections for next two years, Board resolution and personnel guarantee of Directors

    Process -Loans up to Rs.200.00 lacs may be disbursed (may be in tranches), Secured /Unsecured loans, No hidden charges, disbursement in bank account.

  • SME Loans

    Purpose - Forpurchase of machinery and working capital requirements

    Eligibilty -Duly registered with DIC and required by law, involved in the field of processing / manufacturing of productive goods, technical field and service sector, professions and self employed persons for last three years.

    Documents - Financials for three years, Projections for next two years, personnel guarantee of reputed person

    Process-Loans up to Rs.50.00 lacs may be disbursed, secured /unsecured loans, No hidden charges, disbursement in bank account.

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  • MICRO Enterprise Loans

    PURPOSE- Forpurchase of machinery, tools and working capital requirements

    Eligibilty -Carrying out the activities of processing / manufacturing of productive goods, technical field and service sector, small street venders and shopkeepers for last three years.

    Documents - No financials required, personnel guarantee of reputed person

    Process -Loans up to Rs.5.00 lacs may be disbursed, Secured /Unsecured loans, No hidden charges, disbursement in bank account.

  • Business Loans

    Purpose - Business entities which are involved in trading and whole sale business of merchandise goods and working capital requirements, Business houses with seasonal requirements and their expansion in trade line

    Eligibilty -Carrying out the business activities satisfactorily for last three years.

    Documents - Financials for three years, Projections for next two years, personnel guarantee of reputed person, Registration of business organization entity

    Process -Loans up to Rs.100.00 lacs may be disbursed, Secured /Unsecured loans, No hidden charges, disbursement in bank account.

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  • Gold Loan

    PURPOSE- To meet working capital requirement, Personal Expenditure, development of Shop

    Eligibilty - Any individual who is the lawful owner of the Gold Jewelry offered as security as per the declaration of ownership submitted by him and fulfilling the KYC norms as per RBI guidelines

    Documents - ID proof & Address Proof, Bank Statement, 4 Photos, gold ownership proof

    Process - Loan up to 10 lakh, No hidden charges, Flexible Repayment Option

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